We reserve the rights to modify these Terms of Services or to impose new conditions for use of the Site from time-to-time. In such cases, we will post the revised Terms on this website. If we make any changes to these Terms of Service, you agree to continue using the Site. Intellectual Property Rights Unlock Your Financial Future Pty Ltd (the “Site”) operates this website (“Unlock Your Financial Future Pty Ltd”) These Terms of Service apply to all users of the Site. You also agree to comply with our Privacy Policy.
All materials and information on this Site are the property either of us or our affiliates. Copyright, trademark and other intellectual property laws protect them. The Site is only for your personal non-commercial use. You are not permitted to use the Site or any materials found on the Site in any manner that is infringes our rights, or has not been approved by us. Except as expressly authorized by us in these Terms and Conditions or the owner of the materials you are not permitted to modify, copy or reproduce any material on the Site. However, you can download and/or copy individual pages from the Site at your discretion, but only if all other proprietary notices are preserved.
You can submit any material to us via the Site, Facebook groups, social media venues or email to any staff member via text, email or other. This includes comments, blog entries and photos, videos, and Facebook posts. You also grant us and anyone authorized by you a worldwide, royalty-free, irrevocable and unrestricted license to use, copy and modify, transmit and sell, exploit, create derivative work from, distribute and/or publicly perform such material in whole or part in any medium or media, now or later developed. This grant includes the right to use any proprietary rights associated with such submissions or postings, including rights under copyright, trademarks, service marks or patent laws in any applicable jurisdiction. You also grant us and anyone authorized by you the right to identify yourself as the author of any submissions or postings you make. We may do this by identifying you by name, email address, or screen name as we see fit.
If the work is performed within the scope of Section 101 of the United States Copyright Law as amended, you acknowledge and agree that contributions created for us by you are considered a “work made available for hire”. Unlock Your Financial Future Pty Ltd shall own the copyrights to these works from their creation. Unlock Your Financial Future Pty Ltd will be considered the author and sole owner of these works. It shall also have the right to exploit any or every result and any proceeds in any media, now or hereafter devised throughout the universe in perpetuity in all languages Unlock Your Financial Future Pty Ltd determines. If any of the submissions made hereunder is not considered a work made for hire under Section 101 of Copyright Act, as amended by, Unlock Your Financial Future Pty Ltd will irrevocably transfer all rights to Unlock Your Financial Future Pty Ltd, including all copyrights, trademarks throughout all media, in perpetuity, in all languages, and any and all rights, title, and interest in such material, regardless of whether it is now known or later devised throughout the universe. We will co-own any posted material that is a reproduction of previous works.
Unlock Your Financial Future Pty Ltd is free to display and use any contributions or postings. Unlock Your Financial Future Pty Ltd can also choose to stop using and displaying any of these materials (or any portion thereof) at any time.
Framing and linking restrictions A hypertext link may be established to the Site, provided that it does not indicate or imply sponsorship of your site by us. Without our written consent, however, you cannot frame or inline link any content on the Site or include any of our material or intellectual property into any other website or service.
We may include links or pointers to Internet websites maintained by third parties throughout the Site. Links to third-party websites do not constitute endorsement of or sponsorship of the information, products, or services available on the sites. We and our affiliates do not control any information, products, or services provided by third parties on or through this Site, or on any websites linked to from the Site.
Any opinions, advices, statements, offers, or any other content made or made available by third parties (including information providers) are the sole responsibility of those authors or distributors and not Unlock Your Financial Future Pty Ltd. Unlock Your Financial Future Pty Ltd and any third-party information provider cannot guarantee the accuracy, completeness or utility of any content. Unlock Your Financial Future Pty Ltd does not endorse or take responsibility for any opinions, advice, statements, or other information posted on the Sites by any person except an authorized representative of Unlock Your Financial Future Pty Ltd acting in their official capacity.
ALL INFORMATION, PRODUCTS, AND SERVICES AVAILABLE ON OR THROUGH THIS SITE, BY Unlock Your Financial Future Pty Ltd and ANY THIRD-PARTY WEBSITES ARE PROVIDED “AS IS”, WITHOUT WARRANTIES OF ANY KIND EITHER EXPRESSED OR IMPLIED. To the fullest extent permitted by applicable law, we disclaim all warranties, express or implied, including, but not limited to, IMPLIED WARRANTIES of MERCHANT ABILITY and FITNESS for a particular purpose. WE DO NOT WARRANT THAT THE SITE AND ANY OF ITS FUNCTIONS WILL BE INTERRUPTED OR ERROR FREE, THAT DEFECTS will be corrected, or that ANY PART OF THE SITE, INCLUDING BULLETIN BOARDS OR THE SERVERS THAT MAKE THEM AVAILABLE, IS FREE FROM VIRUSES AND OTHER HARMFUL COMPONENTS.
We do not warrant or make any representations regarding the USE OR RESULTS of the USE of this site or materials on other sites.
You agree at all times to defend, indemnify and hold harmless unlockyourfinancialfuture.com.au, its affiliates, their successors, transferees, assignees and licensees and their respective parent and subsidiary companies, agents, associates, officers, directors, shareholders and employees of each from and against any and all claims, causes of action, damages, liabilities, costs and expenses, including legal fees and expenses, arising out of or related to your breach of any obligation, warranty, representation or covenant set forth herein.
You may be able to buy many types of services and products online through certain sections of the Site. These products and services are provided by third parties. We cannot guarantee their quality, accuracy, timeliness or reliability. We may collect information from you if you make a purchase on the Site or at a linked site to the Site. This includes information you provide as part of the transaction (such as your credit card number or contact information) and information you have provided to the merchant. You may find that a merchant has different privacy and data collection policies than ours. These policies are independent from ours and we have no responsibility or liability. Additional terms and conditions may apply to the purchase of products or services through the Site. Visit the merchant’s website to find out more about it, including its privacy policies and any other terms and conditions. You can also contact them directly by clicking on their information links. We and our affiliates are exempted from any damages you may incur and we agree not to make any claims against them or any third-party products or services that you use through the Site.
You and the third party with whom you correspond or do business, including payment and delivery, of certain goods or services, is solely responsible for your participation. Unlock Your Financial Future Pty Ltd will not be held responsible for any loss, damages, or other issues arising from such dealings.
All purchases you make through the Site or by someone on your behalf are subject to financial responsibility. You agree to only use the Site and to buy services or products from the Site for legitimate, not-commercial purposes. You agree not to purchase any products or services for speculative or fraudulent purposes. You can only buy goods and services for yourself, or for someone else for whom it is legal. If you make a purchase for someone else and they ask you to give us their personal information, you agree to do so.
You may only use the purchase for your own personal use. It is forbidden to share purchases. This will result in unauthorized and possibly illegal copyrighted material being used. Violators may be held liable. Our system will immediately disable access to premium materials if payment is declined for a course. (We understand. This is usually due to a credit card expiring. We want to restore your access. To that end, we will make every effort to reach you. We’ll restore your access once the billing problem is resolved.
This site may contain a number of features such as chat rooms, bulletin boards and web logs. These features allow for feedback and real-time interaction among users. Each user is responsible for any material posted to bulletin boards, web logs or chat rooms on the Site or sent via email. We are not responsible for the messages, information and files you or others send through the Site. You must agree to the following conditions before you use the Site:
Unlock Your Financial Future Pty Ltd might host chats, message boards and other public forums on its Websites. Users who fail to adhere to this Agreement’s terms and conditions may be banned from the message boards, chats, or other public forums. Unlock Your Financial Future Pty Ltd and its designated agents can remove or modify any user-created material at any time. Chats, message boards and other public forums serve as discussion areas for subscribers and users. Unlock Your Financial Future Pty Ltd staff may provide information and content to these forums. Unlock Your Financial Future Pty Ltd may also have outside contributors. Some users may use anonymous user names. Unlock Your Financial Future Pty Ltd disclaims any responsibility or endorsement. We do not represent the validity of any opinions, advice, information, or statements made or displayed by third parties in these forums. We also are not responsible for any errors in such postings or hyperlinks embedded within messages. We, our suppliers, agents, and affiliates will not be responsible for any loss or damages caused by you relying on information from these forums. These forums only reflect the opinions and views of the participants. They do not represent the opinions or policies of Unlock Your Financial Future Pty Ltd, its affiliates or subsidiaries.
Unlock Your Financial Future Pty Ltd is not obliged to monitor any content posted on the chat rooms, message boards or other public forums. You acknowledge and agree that Unlock Your Financial Future Pty Ltd has the right to monitor any content or postings on the Sites at any time. We reserve the right to modify, edit, refuse or post any content in whole or part for any reason. Additionally, we may disclose such materials and the circumstances surrounding them to any third party to comply with any law, regulation or governmental request.
Sometimes, we offer access to an online community as a part of our programs. Every member should contribute to the group. We want to make your community the best it can be. We reserve the right at all times to remove any member. Although we rarely do this, we want you to know how serious we take our communities.
We may ask for certain demographic information, such as your age, gender, income, and zip code to allow you access certain features on the Site. If you choose to sign up for a specific feature of the Site such as chat rooms or web logs, you might also need to fill out the registration form. This may include personally identifiable information like your name and email address. When prompted, you agree to give true, accurate and current information about yourself. If we suspect that the information you provide is false, inaccurate or incomplete, we reserve the right to terminate or suspend your account. We also reserve the right to refuse to allow any future or current use of the Site or any portion thereof. The terms of our Privacy Policy govern the use of any personally identifiable information that you give us during registration.
You will need a username or password to access certain features on the Site. These will be provided by the Site’s registration process. The password and account are your responsibility. You will also be responsible for any activity that occurs under your password. You agree to immediately notify us if you suspect that your password or account has been compromised or if you are unable to log out of your account after each session. We are not responsible for any loss or damage that may result from your failure or inability to protect your password and account information.
NEGLIGENCE IS NOT A CIRCUMSTANCE. WE, OUR SUBSIDIARY, PARENT COMPANIES, AND AFFILIATES ARE NOT LIABLE FOR ANY DIRECT OR INDIRECT, INCIDENTAL OR SPECIAL DAMAGES. The above LIMITATION MAY NOT BE APPLICABLE TO YOU, BECAUSE SOME STATES DON’T ALLOW THE EXCLUSION OF OR LIMITATIONS OF CERTAIN DAMAGES. SUCH STATES LIMIT OUR LIABILITY AND OUR SUBSIDIARY, PARENT COMPANIES AND AFFILIATES LIABILITY TO THE FULLEST EXTENT PERMITTED BY STATE LAW. You hereby acknowledge and agree that we are not liable for any defamatory, offensive or illegal conduct of any user. IF YOU ARE DISSATISFIED WITH THE SITE, ANY MATERIALS, PRODUCTS, OR SERVICES ON THE SITE, OR WITH ANY OF THE SITE’S TERMS AND CONDITIONS, YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USING THE SITE AND THE PRODUCTS, SERVICES AND/OR MATERIALS.
Without notice, we may terminate or cancel your rights to use any portion of the Site. You will not be able to access any part of the Site that has been cancelled or terminated in the event of such cancellation. You will be subject to the restrictions regarding material downloaded from this Site. These Terms of Service also contain disclaimers, limitations and liabilities.
A refund may be granted for a purchase of a ticket or product, or if the event is cancelled. Every product, course, event, or service will have its own refund policy.
Copyright owners who feel that material on the Internet is infringing their copyright rights under U.S. copyright laws can use the Digital Millennium Copyright Act of 1998 (“the “DMCA”) to seek recourse. Unlock Your Financial Future Pty Ltd may be contacted by you or your agent if you believe that Unlock Your Financial Future Pty Ltd materials infringe on your copyright. Notifications by copyright owners or authorized agents shall not be considered sufficient notice. They will not be deemed as giving Unlock Your Financial Future Pty Ltd any knowledge or facts from which infringing acts or material are apparent. The DMCA allows you to send Unlock Your Financial Future Pty Ltd a counter notice if you believe that a notice has been incorrectly filed against your copyright owner. All notices and counter notices must meet the then current statutory requirements imposed by the DMCA; see http://www.loc.gov/copyright for details. Unlock Your Financial Future Pty Ltd’s Copyright Agent for notice of claims of copyright infringement or counter notices can be reached as follows: admin@unlockyourff.com.au
This Agreement shall be binding upon Unlock Your Financial Future Pty Ltd, our respective assigns and successors, heirs and legal representatives. This Agreement and any rights there under cannot be transferred without Unlock Your Financial Future Pty Ltd’s prior written consent. Unlock Your Financial Future Pty Ltd may freely assign all rights and obligations in this Agreement to any affiliated entity, or to any of its wholly-owned subsidiaries. These Terms of Use will be governed and construed according to the laws of NSW Australia and any dispute shall be subjected to binding arbitration in NSW, Australia. Any provision of this agreement that is unlawful, null, or unenforceable shall be removed from the agreement.
It is unlikely that this policy will be modified, but it could happen. We will update this page on our website if we need to. Please contact us if you have any questions about our privacy policy. admin@unlockyourff.com.au
